{"id":1207,"date":"2022-12-16T18:52:07","date_gmt":"2022-12-16T18:52:07","guid":{"rendered":"https:\/\/ccbabogados.com\/?p=1207"},"modified":"2023-01-05T14:55:27","modified_gmt":"2023-01-05T14:55:27","slug":"aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech","status":"publish","type":"post","link":"https:\/\/ccbabogados.com\/en\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/","title":{"rendered":"Informativo Legal &#8211; Aprobaci\u00f3n de la \u201cley org\u00e1nica reformatoria a varias leyes para el desarrollo, regulaci\u00f3n y control de los servicios financieros tecnol\u00f3gicos &#8211; \u201cley fintech\u201d"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:30px;padding-bottom:0px;padding-left:30px;'><div class=\"fusion-builder-row fusion-row\"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_3_4 fusion-builder-column-0 fusion-three-fourth fusion-column-first 3_4\"  style='margin-top:0px;margin-bottom:20px;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-1 fusion-title-center fusion-title-text fusion-title-size-four\" style=\"margin-top:0px;margin-bottom:31px;\"><div class=\"title-sep-container title-sep-container-left\"><div class=\"title-sep sep-\" style=\"border-color:#e0dede;\"><\/div><\/div><h4 class=\"title-heading-center\" style=\"margin:0;color:#8f140b;\"><p style=\"text-align: center;\"><strong>Aprobaci\u00f3n de la \u201cley org\u00e1nica reformatoria a varias leyes para el desarrollo, regulaci\u00f3n y control de los servicios financieros tecnol\u00f3gicos &#8211; \u201cley fintech\u201d<\/strong><\/p><\/h4><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep-\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"imageframe-align-center\"><span style=\"width:100%;max-width:750px;\" class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" src=\"https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1.jpg\" width=\"1080\" height=\"1080\" alt=\"\" title=\"Informativo-Legal-1 (1) (1)\" class=\"img-responsive wp-image-1245\" srcset=\"https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1-200x200.jpg 200w, https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1-400x400.jpg 400w, https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1-600x600.jpg 600w, https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1-800x800.jpg 800w, https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1.jpg 1080w\" sizes=\"(max-width: 1215px) 100vw, 1080px\" \/><\/span><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-nested-column-1 fusion-one-half fusion-column-first 1_2\"  style='margin-top: 0px;margin-bottom: 20px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right:4%;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper fusion-column-wrapper-1\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><p>El 13 de diciembre del 2022, la Asamblea Nacional orden\u00f3 la publicaci\u00f3n en el Registro Oficial de la \u201cLey Org\u00e1nica Reformatoria a varias Leyes para el Desarrollo, Regulaci\u00f3n y Control de los Servicios Financieros\u201d o \u201cLey Fintech\u201d.<\/p>\n<ol>\n<li><strong>Objeto y Finalidad: <\/strong>regular las actividades Fintech efectuadas por las iniciativas de tecnolog\u00eda relacionadas con el mercado financiero con el fin de fomentar la innovaci\u00f3n y el desarrollo, adopci\u00f3n y uso de nuevas tecnolog\u00edas en productos y servicios financieros para mejorar la inclusi\u00f3n financiera, la productividad nacional y contribuir con la reducci\u00f3n de brechas de desigualdad socioecon\u00f3mica.<\/li>\n<\/ol>\n<ol start=\"2\">\n<li><strong>Actividades Fintech: <\/strong>desarrollo, prestaci\u00f3n, uso u oferta de:\n<ol>\n<li>Infraestructuras tecnol\u00f3gicas para canalizar medios de pago.<\/li>\n<li>Servicios financieros tecnol\u00f3gicos.<\/li>\n<li>Sociedades especializadas en dep\u00f3sitos y pagos electr\u00f3nicos.<\/li>\n<li>Servicios tecnol\u00f3gicos del mercado de valores.<\/li>\n<li>Servicios tecnol\u00f3gicos de seguros.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<ol start=\"3\">\n<li><strong>Requisitos de las compa\u00f1\u00edas para el ejercicio de actividades Fintech:<\/strong>\n<ol>\n<li>Constituidas como sociedades nacionales o autorizadas como sucursales de compa\u00f1\u00edas extranjeras en el Ecuador, con la autorizaci\u00f3n para prestar actividades Fintech por parte de la Superintendencia de Bancos, Superintendencia de Econom\u00eda Popular y Solidaria, Superintendencia de Compa\u00f1\u00edas, Valores y Seguros o el Banco Central del Ecuador, seg\u00fan corresponda.<\/li>\n<li>El objeto social ser\u00e1 espec\u00edfico y exclusivo para la realizaci\u00f3n de Actividades Fintech y no podr\u00e1 contener actividades distintas.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<ol start=\"4\">\n<li><strong>Medios de Pago: <\/strong>se agrega como medios de pago a las billeteras electr\u00f3nicas con la categor\u00eda de banca enteramente digital y otros medios de pago centrados en la tecnolog\u00eda. Los medios de pago electr\u00f3nicos ser\u00e1n operados por las entidades del sistema financiero nacional y los agentes calificados del sistema auxiliar de pagos.<\/li>\n<\/ol>\n<ol start=\"5\">\n<li><strong>Categor\u00edas del sistema financiero: <\/strong>se agregan como entidades del sistema financiero las siguientes categor\u00edas:<\/li>\n<\/ol>\n<ol>\n<li>De servicios financieros tecnol\u00f3gicos: cuyas actividades pueden ser:\n<ol>\n<li>Concesi\u00f3n digital de cr\u00e9ditos<\/li>\n<li>Neobancos<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-nested-column-2 fusion-one-half fusion-column-last 1_2\"  style='margin-top: 0px;margin-bottom: 20px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper fusion-column-wrapper-2\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><ol>\n<li>Finanzas personales y asesor\u00eda financiera<\/li>\n<\/ol>\n<ol>\n<li>Sociedades especializadas de dep\u00f3sitos y pagos electr\u00f3nicos<\/li>\n<\/ol>\n<ol start=\"2\">\n<li><strong>Categor\u00edas del mercado de valores: <\/strong>se agregan a las entidades del mercado de valores, los servicios auxiliares tecnol\u00f3gicos del mercado de valores, cuyas actividades pueden ser:<\/li>\n<\/ol>\n<ol>\n<li>Sistemas auxiliares de transacci\u00f3n<\/li>\n<li>Infraestructura para el mercado de valores<\/li>\n<li>Financiamiento colectivo o crowdfunding digital<\/li>\n<li>Blockchain<\/li>\n<li>Otros que determine la Junta de Pol\u00edtica Monetaria y Financiera<\/li>\n<\/ol>\n<ol start=\"3\">\n<li><strong>Sistema de Seguros: <\/strong>se agregan las entidades de servicios tecnol\u00f3gicos como integrante del sistema de seguros privados, cuyas actividades pueden ser:\n<ol>\n<li>Sistemas alternativos de transacci\u00f3n<\/li>\n<li>Infraestructura para sistemas de seguros<\/li>\n<li>Blockchain<\/li>\n<li>Otros que determine la Junta de Pol\u00edtica Monetaria y Financiera.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<ol start=\"4\">\n<li><strong>Prohibici\u00f3n entidades financieras privadas: <\/strong>Se proh\u00edbe a las entidades financieras privadas, participar en el capital de las compa\u00f1\u00edas Fintech.<\/li>\n<\/ol>\n<ol start=\"5\">\n<li><strong>Entorno de prueba regulatorio (Sandbox): <\/strong>se implementa un programa para la generaci\u00f3n de entornos de pruebas regulatorios para nuevos modelos de negocio relacionados a los servicios tecnol\u00f3gicos para el sistema financiero, mercado de valores y sistema de seguros privados que todav\u00eda no se encuentren regulados.<\/li>\n<\/ol>\n<ol start=\"6\">\n<li><strong>Protecci\u00f3n de datos: <\/strong>las entidades del sector p\u00fablico que contraten servicios tecnol\u00f3gicos a terceros, deber\u00e1n hacerlo con proveedores que garanticen que los datos se encuentren en centros de c\u00f3mputo que cumplan con est\u00e1ndares internacionales de seguridad y protecci\u00f3n. Los datos deber\u00e1n ser clasificados en reservados, confidenciales y abiertos.<\/li>\n<\/ol>\n<p>Se prev\u00e9 que el Registro Oficial publique la Ley Fintech entre el 15 y el 22 de diciembre del 2022. Una vez publicada entrar\u00e1 en vigencia.<\/p>\n<p>If you need more information, we will be happy to assist you.<\/p>\n<p><strong>NOTA:<\/strong>\u00a0El\u00a0informativo\u00a0de CCB Abogados no podr\u00e1 ser considerado como opini\u00f3n legal, tiene efectos \u00fanicamente\u00a0informativos.<\/p>\n<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_4 fusion-builder-column-1 fusion-one-fourth fusion-column-last 1_4\"  style='margin-top:0px;margin-bottom:20px;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-widget-area fusion-widget-area-1 fusion-content-widget-area\"><style type=\"text\/css\">.fusion-widget-area-1 {padding:0px 0px 0px 0px;}.fusion-widget-area-1 .widget h4 {color:#333c4e;}.fusion-widget-area-1 .widget .heading h4 {color:#333c4e;}.fusion-widget-area-1 .widget h4 {font-size:18px;}.fusion-widget-area-1 .widget .heading h4 {font-size:18px;}<\/style><div class=\"fusion-additional-widget-content\"><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link) , .fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):before, .fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):after {color: #8f140b;}.fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):hover, .fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):hover:before, .fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):hover:after {color: #8f140b;}.fusion-fullwidth.fusion-builder-row-1 .pagination a.inactive:hover, .fusion-fullwidth.fusion-builder-row-1 .fusion-filters .fusion-filter.fusion-active a {border-color: #8f140b;}.fusion-fullwidth.fusion-builder-row-1 .pagination .current {border-color: #8f140b; background-color: #8f140b;}.fusion-fullwidth.fusion-builder-row-1 .fusion-filters .fusion-filter.fusion-active a, .fusion-fullwidth.fusion-builder-row-1 .fusion-date-and-formats .fusion-format-box, .fusion-fullwidth.fusion-builder-row-1 .fusion-popover, .fusion-fullwidth.fusion-builder-row-1 .tooltip-shortcode {color: #8f140b;}#main .fusion-fullwidth.fusion-builder-row-1 .post .blog-shortcode-post-title a:hover {color: #8f140b;}<\/style>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":1245,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-1207","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.5 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Informativo Legal - Aprobaci\u00f3n de la \u201cley org\u00e1nica reformatoria a varias leyes para el desarrollo, regulaci\u00f3n y control de los servicios financieros tecnol\u00f3gicos - \u201cley fintech\u201d - CCB Abogados<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ccbabogados.com\/en\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Informativo Legal - Aprobaci\u00f3n de la \u201cley org\u00e1nica reformatoria a varias leyes para el desarrollo, regulaci\u00f3n y control de los servicios financieros tecnol\u00f3gicos - \u201cley fintech\u201d\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ccbabogados.com\/en\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/\" \/>\n<meta property=\"og:site_name\" content=\"CCB Abogados\" \/>\n<meta property=\"article:published_time\" content=\"2022-12-16T18:52:07+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-05T14:55:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"PDAgencia\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"PDAgencia\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/\"},\"author\":{\"name\":\"PDAgencia\",\"@id\":\"https:\/\/ccbabogados.com\/#\/schema\/person\/81148f8f0a527f39025b78c07a51f235\"},\"headline\":\"Informativo Legal &#8211; Aprobaci\u00f3n de la \u201cley org\u00e1nica reformatoria a varias leyes para el desarrollo, regulaci\u00f3n y control de los servicios financieros tecnol\u00f3gicos &#8211; \u201cley fintech\u201d\",\"datePublished\":\"2022-12-16T18:52:07+00:00\",\"dateModified\":\"2023-01-05T14:55:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/\"},\"wordCount\":1821,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/ccbabogados.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1.jpg\",\"articleSection\":[\"Legal\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/\",\"url\":\"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/\",\"name\":\"Informativo Legal - Aprobaci\u00f3n de la \u201cley org\u00e1nica reformatoria a varias leyes para el desarrollo, regulaci\u00f3n y control de los servicios financieros tecnol\u00f3gicos - \u201cley fintech\u201d - CCB Abogados\",\"isPartOf\":{\"@id\":\"https:\/\/ccbabogados.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1.jpg\",\"datePublished\":\"2022-12-16T18:52:07+00:00\",\"dateModified\":\"2023-01-05T14:55:27+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#primaryimage\",\"url\":\"https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1.jpg\",\"contentUrl\":\"https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1.jpg\",\"width\":1080,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/ccbabogados.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Informativo Legal &#8211; Aprobaci\u00f3n de la \u201cley org\u00e1nica reformatoria a varias leyes para el desarrollo, regulaci\u00f3n y control de los servicios financieros tecnol\u00f3gicos &#8211; \u201cley fintech\u201d\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ccbabogados.com\/#website\",\"url\":\"https:\/\/ccbabogados.com\/\",\"name\":\"CCB ABOGADOS\",\"description\":\"CCB Abogados\",\"publisher\":{\"@id\":\"https:\/\/ccbabogados.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ccbabogados.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/ccbabogados.com\/#organization\",\"name\":\"CCB Abogados\",\"url\":\"https:\/\/ccbabogados.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ccbabogados.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/ccbabogados.com\/wp-content\/uploads\/2023\/07\/ccb-logo-new-1.png\",\"contentUrl\":\"https:\/\/ccbabogados.com\/wp-content\/uploads\/2023\/07\/ccb-logo-new-1.png\",\"width\":934,\"height\":917,\"caption\":\"CCB Abogados\"},\"image\":{\"@id\":\"https:\/\/ccbabogados.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/ccbabogados.com\/#\/schema\/person\/81148f8f0a527f39025b78c07a51f235\",\"name\":\"PDAgencia\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ccbabogados.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/701be7eccb6ebe181e6008ba89853642af765948a44cc7baf12ab72222b261a8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/701be7eccb6ebe181e6008ba89853642af765948a44cc7baf12ab72222b261a8?s=96&d=mm&r=g\",\"caption\":\"PDAgencia\"},\"url\":\"https:\/\/ccbabogados.com\/en\/author\/hdental19\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Informativo Legal - Aprobaci\u00f3n de la \u201cley org\u00e1nica reformatoria a varias leyes para el desarrollo, regulaci\u00f3n y control de los servicios financieros tecnol\u00f3gicos - \u201cley fintech\u201d - CCB Abogados","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ccbabogados.com\/en\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/","og_locale":"en_US","og_type":"article","og_title":"Informativo Legal - Aprobaci\u00f3n de la \u201cley org\u00e1nica reformatoria a varias leyes para el desarrollo, regulaci\u00f3n y control de los servicios financieros tecnol\u00f3gicos - \u201cley fintech\u201d","og_url":"https:\/\/ccbabogados.com\/en\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/","og_site_name":"CCB Abogados","article_published_time":"2022-12-16T18:52:07+00:00","article_modified_time":"2023-01-05T14:55:27+00:00","og_image":[{"width":1080,"height":1080,"url":"https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1.jpg","type":"image\/jpeg"}],"author":"PDAgencia","twitter_card":"summary_large_image","twitter_misc":{"Written by":"PDAgencia","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#article","isPartOf":{"@id":"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/"},"author":{"name":"PDAgencia","@id":"https:\/\/ccbabogados.com\/#\/schema\/person\/81148f8f0a527f39025b78c07a51f235"},"headline":"Informativo Legal &#8211; Aprobaci\u00f3n de la \u201cley org\u00e1nica reformatoria a varias leyes para el desarrollo, regulaci\u00f3n y control de los servicios financieros tecnol\u00f3gicos &#8211; \u201cley fintech\u201d","datePublished":"2022-12-16T18:52:07+00:00","dateModified":"2023-01-05T14:55:27+00:00","mainEntityOfPage":{"@id":"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/"},"wordCount":1821,"commentCount":0,"publisher":{"@id":"https:\/\/ccbabogados.com\/#organization"},"image":{"@id":"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#primaryimage"},"thumbnailUrl":"https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1.jpg","articleSection":["Legal"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/","url":"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/","name":"Informativo Legal - Aprobaci\u00f3n de la \u201cley org\u00e1nica reformatoria a varias leyes para el desarrollo, regulaci\u00f3n y control de los servicios financieros tecnol\u00f3gicos - \u201cley fintech\u201d - CCB Abogados","isPartOf":{"@id":"https:\/\/ccbabogados.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#primaryimage"},"image":{"@id":"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#primaryimage"},"thumbnailUrl":"https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1.jpg","datePublished":"2022-12-16T18:52:07+00:00","dateModified":"2023-01-05T14:55:27+00:00","breadcrumb":{"@id":"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#primaryimage","url":"https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1.jpg","contentUrl":"https:\/\/ccbabogados.com\/wp-content\/uploads\/2022\/12\/Informativo-Legal-1-1-1.jpg","width":1080,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/ccbabogados.com\/2022\/12\/16\/aprobacion-de-la-ley-organica-reformatoria-a-varias-leyes-para-el-desarrollo-regulacion-y-control-de-los-servicios-financieros-tecnologicos-ley-fintech\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/ccbabogados.com\/"},{"@type":"ListItem","position":2,"name":"Informativo Legal &#8211; Aprobaci\u00f3n de la \u201cley org\u00e1nica reformatoria a varias leyes para el desarrollo, regulaci\u00f3n y control de los servicios financieros tecnol\u00f3gicos &#8211; \u201cley fintech\u201d"}]},{"@type":"WebSite","@id":"https:\/\/ccbabogados.com\/#website","url":"https:\/\/ccbabogados.com\/","name":"CCB ABOGADOS","description":"CCB Abogados","publisher":{"@id":"https:\/\/ccbabogados.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ccbabogados.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/ccbabogados.com\/#organization","name":"CCB Abogados","url":"https:\/\/ccbabogados.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ccbabogados.com\/#\/schema\/logo\/image\/","url":"https:\/\/ccbabogados.com\/wp-content\/uploads\/2023\/07\/ccb-logo-new-1.png","contentUrl":"https:\/\/ccbabogados.com\/wp-content\/uploads\/2023\/07\/ccb-logo-new-1.png","width":934,"height":917,"caption":"CCB Abogados"},"image":{"@id":"https:\/\/ccbabogados.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/ccbabogados.com\/#\/schema\/person\/81148f8f0a527f39025b78c07a51f235","name":"PDAgencia","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ccbabogados.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/701be7eccb6ebe181e6008ba89853642af765948a44cc7baf12ab72222b261a8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/701be7eccb6ebe181e6008ba89853642af765948a44cc7baf12ab72222b261a8?s=96&d=mm&r=g","caption":"PDAgencia"},"url":"https:\/\/ccbabogados.com\/en\/author\/hdental19\/"}]}},"_links":{"self":[{"href":"https:\/\/ccbabogados.com\/en\/wp-json\/wp\/v2\/posts\/1207","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ccbabogados.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ccbabogados.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ccbabogados.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ccbabogados.com\/en\/wp-json\/wp\/v2\/comments?post=1207"}],"version-history":[{"count":0,"href":"https:\/\/ccbabogados.com\/en\/wp-json\/wp\/v2\/posts\/1207\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ccbabogados.com\/en\/wp-json\/wp\/v2\/media\/1245"}],"wp:attachment":[{"href":"https:\/\/ccbabogados.com\/en\/wp-json\/wp\/v2\/media?parent=1207"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ccbabogados.com\/en\/wp-json\/wp\/v2\/categories?post=1207"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ccbabogados.com\/en\/wp-json\/wp\/v2\/tags?post=1207"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}